World of Hyatt Credit Card | Benefits, Bonus Points, and Cost

world of hyatt credit card

Consider a world in which every hotel visit is more than just a stay but an amazing experience. That world exists, and it awaits you to discover it with the World of Hyatt Credit Card.

This card is more than just a piece of plastic; it is your passport to a world of luxury, privileges, bonus points, and unexpectedly low prices.

If you’re a Hyatt fan, you might want to consider getting a Hyatt Credit Card.

And because there is only one personal and one business card to pick from, the Hyatt co-branded cards aren’t as cumbersome as the co-branded cards from other hotel programs.

However, what Hyatt lacks in quantity, it more than makes up for in quality. Both of these cards are excellent choices for Hyatt fans. If you are a more infrequent Hyatt visitor, you may benefit from a more flexible card.

World of Hyatt Credit Card

The World of Hyatt Credit Card is one of the best hotel cards on the market, with a great loyalty program and extensive card features.

Cardholders earn 4 points for every dollar spent at Hyatt, and you’ll receive a Category 1–4 free night reward each year you retain the card, as well as another when you spend $15,000 in a calendar year.

World of Hyatt Credit Card Welcome Offer

The World of Hyatt credit card comes with a two-tiered sign-up bonus of up to 60,000 points.

TPG values Hyatt points at 1.7 cents each, so the entire 60,000-point sign-up incentive may be valued up to $1,020 if all 60,000 points are included.

First, after spending $3,000 on purchases during the first three months after account opening, you’ll receive 30,000 bonus points.

Then, sort of, you can earn up to 30,000 more bonus points.

You’ll get 2 points per dollar on purchases that would ordinarily yield 1 point per dollar on up to $15,000 in purchases in the first six months after opening your account, for a total of 30,000 points.

While that does total up to 30,000 points, it’s really simply 15,000 more points than you’d get for those transactions at the standard 1 point per dollar.

World of Hyatt Credit Card Benefits

The World of Hyatt Credit Card comes with the following major benefits:

Annual Free Night Certificate

The annual free-night certificate at a Category 1-4 Hyatt property, which you’ll receive on your account anniversary, is the World of Hyatt card’s biggest continuous benefit.

After spending $15,000 in a calendar year, you’ll also receive a second free night. This certificate has tremendous value both domestically and internationally.

TPG points and miles reporter Kyle Olsen suggests the Thompson in Chicago, and TPG head of content Nick Ewen advises the Wellem in Dusseldorf, Germany.

Regardless of your destination, the value of your free night voucher alone is sufficient to warrant the $95 yearly cost.

Elite Status

Simply possessing the card grants you Discoverist status, which includes privileges like late checkout, preferential accommodations, and a 10% points bonus on eligible transactions.

You’ll also earn nights toward status by using the card at a rate of two nights for every $5,000 spent.

In addition to the extra points and second Category 1-4 award, $15,000 in spending should result in six elite nights toward Hyatt status.

Travel Protections

Because the World of Hyatt card is issued by Chase, you’ll get many of the travel protections we’ve come to expect from Chase credit cards, such as:

1. Baggage Delay Insurance

Reimburses you up to $100 per day for five days for essential goods such as toiletries and clothing due to luggage delays of more than six hours by passenger carrier.

2. Lost Luggage Reimbursement

If you or a member of your immediate family check or carry-on luggage and it is damaged or lost by the carrier, you are protected up to $3,000 per person.

3. Trip Interruption and Trip Cancellation Insurance

If your trip is canceled or cut short due to illness, extreme weather, or other covered circumstances.

You may be reimbursed up to $5,000 per person and $10,000 per trip for pre-paid, nonrefundable travel expenses such as passenger fares, tours, and lodging.

4. Auto Rental Collision Damage Waiver

Most cars in the United States and overseas are covered for theft and collision damage. In the United States, coverage is secondary to personal insurance.

Again, the benefits list isn’t as lengthy as on some other higher-end hotel cards, but it provides value beyond the $95 annual charge.

No Foreign Transaction Fees

Travel the world without fear of incurring foreign transaction fees. Whether you’re traveling to exotic locations or on a weekend trip, your purchases will be free of hidden fees.

Exclusive Access to Hyatt Events

With exclusive access to Hyatt events, you can be a part of something extraordinary.

These activities, whether a private wine tasting or an art display, provide an added dimension of exclusivity to your experiences.

Dining and Transportation Benefits

Take advantage of savings at Hyatt restaurants and ridesharing credits to make your commute more convenient and cost-effective.

Bonus Points on the World of Hyatt Credit Card

Cardholders will get 4 points for every dollar spent at all Hyatt properties and 2 points for every dollar spent at restaurants, direct travel, local transit and commuting (including ride-hailing services), and gym membership purchases.

Earning 4 points per dollar on Hyatt stays is more than any other card, and as a World of Hyatt member, you’ll earn an additional 5 points per dollar on Hyatt purchases, making this category exceptionally lucrative.

Furthermore, this is one of the few cards that offers additional points for gym membership purchases.

Still, for dining and general travel spending, you’ll be better off with the Chase Sapphire Preferred Card or Chase Sapphire Reserve.

More bonus points will be available for transfer to Hyatt or any of Chase’s other 13 airline and hotel partners.


The World of Hyatt Credit Card is more than just a card; it’s an invitation to discover a world of luxury, privileges, extra points, and affordable prices.

Whether you’re an experienced traveler or someone who likes the finer things in life, this card gives you access to a world where each journey is more than just a trip.

It’s an adventure waiting to be lived. Unlock the world of Hyatt today and experience a new level of travel.

Frequently Asked Questions

Is the World of Hyatt card hard to get?

A decent to outstanding credit score is required for both Hyatt credit cards. Although the qualifications aren’t as stringent as those for other travel cards, we recommend a score of 690-850 before applying.

What is the credit limit on the World of Hyatt Credit Card?

A decent to outstanding credit score is required for both Hyatt credit cards. Although the qualifications aren’t as stringent as those for other travel cards, we recommend a score of 690-850 before applying.

How much does the Hyatt Credit Card cost?

When comparing the two cards, you must consider the fees, rewards structure, interest rates, and travel advantages of each. The World of Hyatt Credit Card has an annual cost of $95 and the IHG Rewards Club Premier has an annual fee of $89, respectively. 

What is the minimum credit score for the World of Hyatt Credit Card?

To apply for The World of Hyatt Credit Card, you must have a FICO® score of at least 670. It’s geared toward people with good credit, and while you might get approved with a lower score, it’s unlikely.

What bank does Hyatt use?

Hyatt and Chase have a 1:1 transfer agreement, which implies that one Chase point equals one Hyatt point.

What bank issues Hyatt Credit Cards?

Furthermore, because this is a Chase card, it is subject to the dreaded 5/24 rule. Before applying, make sure you’re eligible for the card and its bonus.

What is the strongest credit card in the world?

The Centurion® Card from American Express is the most powerful credit card in the world, famously known as the “black card” and seen as a status symbol for wealthy and prominent people.

What’s the highest credit limit?

The Chase Sapphire Preferred® Card has the highest recorded limit, which some claim is $100,000.

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